It is expect that public discussion of this document will mexico telegram data take place at the site of the Committee on Standards of Activities of Crit Institutions; work on the creation of the committee is currently underway.
Next year, a new category of risky borrowers
with a high debt burden, intermiate between banks and microfinance organizations, may appear. Also in 2024, the Central Bank expects to receive a new instrument in the mortgage market — quantitative restrictions on the issuance of loans, including for the initial payment. This was report in an interview with Izvestia by Elizaveta Danilova, director of the regulator’s financial stability department. She explain that such an instrument is necessary due to the sms marketing campaigns for restaurants building loyal customers deterioration in the quality of mortgage loans: almost half of them are for borrowers who spend more than 80% of their income on debt payments. The head of the Central Bank department also spoke about what other risks the regulator is concern about and whether the rate increase could be critical for banks.
More profitable for them than a loan from an MFI”
— Recently, the head of the Central Bank Elvira Nabiullina report that the regulator is developing a product for borrowers with a high debt burden ratio (DBR), something between a bank loan ao lists and a loan from an MFI. What kind of product is this and how does this idea correlate with the fact that the Central Bank is trying to ruce debt burden through macroprudential measures?
