Changing the regulation so that insurance companies can participate in the transformation of the economy. This was recently done with respect to banks (a risk-sensitive approach to lending for slow internet speed ​​and security threats projects aimed at transforming the economy. — Vedomosti). In insurance, we will implement similar approaches that take into account the specifics of the market.
The topic of protecting consumer interests
remains on the agenda. This is not only about handling complaints. We need to sort out the issues of consumer value of voluntary types of insurance so that policies do not turn out to be empty in some cases. Such insurance is often imposed as a complement, for example, together with a banking product. A person takes out a loan, and they are offered to buy a policy that insures against a very, very rare event, such as the possibility of falling out of an aircraft. Such products are unacceptable: if you sell insurance, it must protect against real risks.
— Does the Central Bank have the ability to change this situation?
— This is a very delicate point. In fact, we should not interfere with best sms marketing campaigns for health and wellness brands the insurance product. We react only when we observe egregious cases with extremely low payments: when the volumes of premiums america email received are huge, and payments are 1%. Most often, this concerns products related to life insurance or property insurance when issuing loans.
