We are not for stopping construction, but for italy telegram data reasonable movement
tightening the conditions for preferential mortgages, increasing the initial payment from 20 to 30% and establishing one maximum preferential loan amount for all regions at 6 million rubles. However, continuing the large-scale preferential housing loan program is fraught with many risks; it should be gradually phas out in any case, the Bank of Russia believes.
Alexander Danilov, Director of the Bank
of Russia’s Department of Banking Regulation and Analytics, spoke about this, as well as about the possibility of a mortgage crisis in Russia similar to the American one, the “ideal” level of maximum debt burden with which it would be impossible to obtain a housing loan, and new schemes on the market in an interview with Rossiyskaya Gazeta.
— What is the Bank of Russia’s attitude to
the latest adjustment of the preferential mortgage terms? create sms marketing campaigns for retargeting Are further changes to the current preferential mortgage programs ne?
— We support the latest changes to the terms of providing loans under preferential mortgages: we have always said that this program should be temporary ao lists and that it is necessary to wind it down, so increasing the down payment to 30% and rucing the maximum amount of a subsidiz loan to 6 million rubles is a step in the right direction.
