Happen after the cancellation of mass preferential korea telegram data mortgages? Do you expect a crisis in the housing in particular family programs, and some of the demand will go there. In general, preferential programs are the prerogative of the government, we only note the risks that their long-term use causes. We see that prices for housing in new buildings have increas by 80% since 2020, and for secondary housing — by 51%. Moreover, housing prices have risen more than the population’s income over the same period.
The goal of the preferential state mortgage
program was initially to make housing more affordable. But due to such a rise in prices, all the benefit for the borrower has essentially disappear. If we estimate how many meters of housing a person can buy for the average annual salary, this figure has fallen from 8 to 6.5 square meters. And if we look at the savings period for an apartment of 50 square meters, it has increas from six to eight years.
— So we can admit that the program was a failure?
— It was successful because it help support demand run target sms marketing campaigns for different customer segments at a time when it was ne. In our logic, the broad mortgage preferential program is “anti-stress”, it was introduc ao lists during the coronavirus pandemic, and since the pandemic is over, we have emerg from the crisis, which means we ne to wind down the program. But the exit process was significantly delay, and we receiv negative “side” effects in the form of rising prices. The faster we ruce the scale of the program, the better.