has a down payment. The risks are greater for the bank that provid user needs are constantly growing the unsecured consumer loan. The risks for the person themselves of not being able to service both loans may also be high. However, it is very difficult to prohibit such a practice by regulation. Technically — especially since the person.Taking out two loans from more than one bank.
We are currently working on the Mortgage
Lending Standard, which will include a separate clause stating that banks should avoid issuing loans if there is reason to believe that the down payment was formed by loans from another bank. But this is certainly not a panacea. It is important that banks generally correctly and properly take into account the overall level of borrowers’ debt burden. We are working in this direction by refining the methodology for assessing income, including unofficial income, and more fully accounting for loan expenses.
— Instead of a near-zero mortgage from a developer, when the commission for reducing. The rate “built into” the cost of the apartment, banks are now actively offering clients to pay for the rate reduction themselves. As I understand it, the Central Bank does not approve of this option either. Why?
— The borrower pays for a service that has not yet
rendered, but it is impossible to return the money for it. The the best sms marketing campaigns for fashion retailers benefit for him can be achieved if the loan is repaid according to the schedule for the entire term. But if a person repays the loan america email early or wants to refinance, then the person loses, and the bank ends up winning, since it will not return the commission. I seriously doubt that all people understand what they are doing when they agree to such programs.
