their own funds more freely if the company has a certain reserve, and change the approach to assessing a number of assets. Currently, insurers completely zero out non-trad assets, such as shares of non-public companies (Bank of Russia Regulation No. 781-P of November.
On Requirements for the Financial Stability
and Solvency of Insurers” establishes that the value of non-trad ping and stability shares is not taken into account when calculating capital. – Vomosti). However, even if the shares are not trad, but this is an enterprise from the real sector that actually has turnover and income, it can be allow to take such assets into account to a certain extent. This will enable insurers to invest. There will be no revolution here – the insurance company was creat to provide insurance services, but it can act as a portfolio investor.
— Participate more actively in IPO?
— There are no restrictions in this sense. But a lot depends on what the insurance company itself does. If it has a large portfolio of long-term investments, primarily life insurance, it can invest in why personalization matters in sms marketing campaigns IPOs. If it is a company that mainly deals with motor insurance, i.e. it has a very large and fast liquidity turnover, then other investment ao lists options should be consider. There is also a large layer of companies that do not go public. Investments in securities of such companies can be very profitable.
