In a digital wallet on the Bank of Russia platform. But for the yota in travel: internet abroad convenience of citizens and companies, access to wallets will be through the mobile application of any bank where you are serviced. Let’s say you have three banks, each of which has a mobile application through which you conduct transactions. You will be able to open a wallet through one of them, and then use digital rubles — pay for purchases or transfer money — through any of the three mobile applications of your banks.
— Will there be additional elements that will prevent fraudsters from getting to this money?
At all stages of the operation
a set of measures to protect information is assumed. I cannot disclose them. These are our know-how that ensure the security of our money. But the essence of them is that only you will be able to manage the digital wallet and the funds on it. Even the bank will not be able to influence this somehow. The level of protection of the system is extremely high.
— But now most scams are related to social engineering. Will a digital wallet help here?
Social engineering is based
a person gives the scammers their personal data and financial drive revenue with sms marketing campaigns information. In this case, no matter how high and strong the cryptographic protection wall is, you essentially open the main gates. You must not lose your vigilance. You must remember one simple rule: whoever calls you and whoever they introduce themselves as, trying to get america email financial information, hang up and call your bank back. Nobody has cancelled the rules of cyber hygiene.
