that the Central Bank does not object to?
— We do not object to lowering rates. But only having a decent page loading speed real and honest, without all this “scheme” and not at the expense of the person. Developers who say that they give some kind of subsidy could simply lower prices instead. For the buyer, the effect will be the same — a smaller down payment on the loan, a lower monthly payment.
True, when you offer this to developers
they immediately forget about their subsidy for buyers and immediately complain about the increased cost.
— In such cases, developers point to the banks: they say, we are on project financing, and it is the banks that do not allow us to adjust the pricing policy.
They are being disingenuous
The question is the degree of reduction – no one is saying that you have to work at a loss.
— To be fair, borrowers themselves are also “cheating” with use sms marketing to boost your online store sales mortgages. According to the Central Bank, the share of Russians who take out a large consumer loan to form a down payment on a america email mortgage reached 7% by the end of 2022. Why doesn’t the Central Bank ban this practice? It turns out that a person takes out a mortgage without a down payment.