But in general, if we distribute subsidies for large apartments, they will what internet speed does yota provide in moscow? simply become more expensive, and the benefit from the subsidy will quickly evaporate. And again we will have to think about what to do next.
— Perhaps it would be better to subsidize not demand, but supply — that is, rates for project financing of developers, as suggested by Dom.rf?
— Subsidizing the supply requires clear
and easily verifiable criteria for allocating subsidies. It is not immediately obvious what this could be. Criteria based on cost and low margins are easy to manipulate. In addition, such subsidies will force developers to build exactly those projects for which they can receive a subsidy, depriving the industry of incentives for development.
— In recent years, against the backdrop of rising prices, the average term of a mortgage loan has increased significantly. How will this affect the market, the dynamics of issuing loans, etc.? Previously, bankers reported a high share of repeat mortgage loans. In fact, according to them, mortgages were often taken out by the same create rewarding sms marketing campaigns for customers people, and this ensured a high quality mortgage portfolio with a potentially small number of quality borrowers.
— Not only the term of the mortgage contract
Growing, but also the real term of the loan repayment. People america email tend to repay loans early when rates are high. Therefore, when rates went down, the repayment term began to increase. And at a zero rate, there is no economic sense in early repayment at all.
