We would like banks to ideally provide funds when issuing lebanon telegram data loans to people who spend less than half of their income on servicing loans (the level of the DTI, which does not exce 50%).
At the same time, we are currently discouraging
the issuance of loans to borrowers with a DTI of over 80% through macroprudential surcharges, because these are high risks for the people themselves. We would not want them to then also take out consumer loans to service their mortgages.
— Have new mortgage schemes
ppear on the market similar to the previous notorious “mortgage from the developer”?
— After the “mortgage from the developer”, there remain get start with sms marketing campaigns its rudiment. This is a mortgage at a zero rate for some time, for example, for one year. At the same time, the bank indicat in the advertisement that the mortgage was supposly issu at a zero rate, but with a note in small print that in a year the rate would increase to the market rate. In this way, banks avoid increas reserves provid for non-market rates, and developers inflate the price of the ao lists apartment not by 30%, as before in the “mortgage from the developer”, but by about 7%.
