Fortunately, we have mortgages issu at iraq telegram data fix rates. That is, a situation where, say, your monthly payment was 50 thousand rubles, and then increas to 75 thousand rubles, is impossible here.
But at the same time, we are not when a person’s income decreases – in the event of a crisis, stress in the economy, etc. It is clear that there is an opportunity to restructure the loan, take advantage of mortgage holidays. But if a person has not restor his financial position after the holidays and restructuring, the bank will be forc to sell the mortgag apartment. At the same time, if real estate prices have fallen and its value is not enough to pay off the loan, the person, having lost his apartment, will still owe the bank. This is the worst hypothetical scenario that can happen.
The construction sector that mortgages
have collateral and low risks, default rates on mortgages are below 1%. Unfortunately, history is not indicative here, because the composition of borrowers has chang significantly. Due to preferential programs, mortgages are taken out by less financially secure people, who sms marketing campaigns for event promotion a step-by-step guide are more sensitive to the situation when something negative happens in the economy, they often do not have a financial safety net.
A ddition, we see that in preferential
programs the initial contribution was significantly ruc, many ao lists people had difficulty saving up even for a low contribution. It is estimat that up to 6% of borrowers took out a consumer loan for the initial contribution.
